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Fee
for Service
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See
any Doctor and Submit for Reimbursement, Usually around
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80%
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Charges
Cannot Exceed “reasonable and customary” charges for
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your condition
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MSA-
Medical Savings Account
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Tax
Deductible Contributions for Uncovered Expenses
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Watch
for Use-it-or-Lose-It Provisions at Year’s End
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Strategies
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Offer
Employees a Choice of 3 Plans at Different Levels, Especially
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if They Pay Part
of Cost
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Get
Many Quotes from Several Sources
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HIGH
Deductibles Reduce Monthly Bill
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Watch
for Second Year Price Spike
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Negotiate
Package Deals with Doctors
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